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Concordia Profile

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Financial Info.

Financial Aid

Student Life

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Student Life Policies

Academic Program

Academic Progress

Academic Policies

Special Programs

Courses of Instruction (Academic Departments)

Enrollment Statistics

Summary of Graduation Classes

Enrollment geographical distribution

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Financial Information

Tuition, room, board and fees are listed for the entire year but are due in two installments. Price increases during the academic year are not anticipated; however, the college reserves the right to make them should unforeseen circumstances make it necessary.

Basic Costs 1997-98

Tuition and fees $12,145
Housing 1,550
Meals (21-meal plan)*1,975
Comprehensive fee $15,670
*There are other board plan options available depending on year in school.

All students residing in campus housing other than the apartment complexes are required to participate in the college board plan.
All first- and second-year students who have not reached the age of 21 and are not living at home are required to reside in college residence halls and participate in the college board plan. Besides covering tuition, room, board and Student Activity events, the comprehensive fee entitles you to free admission to most campus concerts, athletic contests, plays, lectures and other campus events. The Student Activity fee pays for a year's subscription to The Concordian newspaper, a Cobber annual and student activities programming.

Financial Arrangements

Advance payments: A nonrefundable $20 application fee must accompany the application for admission by new students, excluding students who are readmitted. After acceptance for admission, all new students pay a nonrefundable $100 advance on tuition and fees. An additional non-refundable advance payment of $100 is due by May 1. The advance payments are applied to tuition charges.
Returning students living on campus make a $100 nonrefundable advance payment for their room when they sign a Residence Hall Accommodations agreement in the spring of each year. This advance payment is applied to housing charges for the fall semester.
Prepayment: Discounts may be obtained when prepayments are made by the end of August for first semester and by the end of December for second semester.
Payment: Tuition and fees are payable at the beginning of each semester. Payment for first semester is due by the end of September. Payment for second semester is due by the end of January. When financial aid or other adjustments are expected, those adjustments may be deducted from the balance. Please do not delay payments while waiting for adjustments. Interest will be charged on unpaid balances that are outstanding 30 days or more.
Students should not expect to be registered for the next semester if fees are not paid in full.
Vacations: Room charges cover all days of the academic year except the Christmas vacation period, which occurs between semesters. The charge for board covers all meals served during the academic year except during the following periods: midsemester recesses and Thanksgiving, Christmas, and Easter vacations.
Insurance: A group health insurance plan is available for both married students and for single students who are not covered by their parents' health insurance policy or by some other policy. Students as well as staff members may wish to provide their own insurance coverage on all personal property, since the college cannot be responsible for any losses.
Medical Technology: Students enrolled in the medical technology program who, in their final year, attend an approved school of medical technology are charged $3,934 for tuition.
Student Bank: The Business Office provides a free safety deposit service to students and faculty. Funds may be deposited for safekeeping and withdrawn simply by presenting an ID card and singing a receipt.

Special Fees

Mandatory fees or deposits: Students are required to pay these fees or make these deposits:

Deposit, comprehensive..................................................... $75

This refundable deposit covers any breakage or damage in the laboratories, residence halls or other campus properties and any unpaid bills. Refunds of this deposit fee, less charges, are made to students who leave Concordia College. In order to expedite refunds, students are asked to notify the Business Office in writing of their intentions not to return to Concordia. Graduates automatically receive refunds within 60 days after graduation without application.
A transcript of record is $2. (No student will be issued a transcript until satisfactory settlement of all accounts has been made in the Business Office.)

Mandatory fees for selected programs:
Only participating students pay these fees:
Summer school........... .See summer school brochure
Private lessons in music, per semester series
(includes practice room)..............................$225
Musical instrument rental fee,
per semester.............................................$10
(fee is waived for students enrolled in private lessons or ensembles)
Part-time study,* per course...................... $1,890
Courses in excess of 4 1/4-course load, per 1/4 course
(The excess-load charge does not apply
to credits from private lessons in music.).......... $220
Course audit:
For currently enrolled students ................no charge
For graduates of Concordia College ..........no charge
For noncollege persons, per course ..................$50
Student teaching .......................................$180
Self-Teacher Actualization Program fee ..............$50
Medical technology .................................$3,934
*See page 39 for definition.

Withdrawals and Refunds

Refunds upon withdrawal: Should you, for whatever reason, withdraw from Concordia during a semester or summer term, a refund of tuition and room and board, if applicable, is calculated. The amount of refund is determined by how much of the term has elapsed. If you are a recipient of student financial assistance, that assistance will be reduced as a result of your withdrawal. Federal legislation determines the amount of refund for recipients of federal Title IV student assistance. It is the purpose of this section to inform you of the financial implications of withdrawal.

If you are not the recipient of federal student financial aid, the college refund policy returns any refund of tuition or room and board first to the programs from which assistance had been received (i.e. scholarships, Concordia gift assistance). This policy is consistent with the philosophy of financial aid being utilized after the resources of the student and parents. Refunds of tuition are given only through the eighth week of the semester while the room and board refunds are prorated for the entire semester less forfeiture of your dorm deposit.

A different refund policy is required if you are the recipient of federal Title IV student assistance. For first-time students at Concordia, a pro rata refund is required through the 60 percent point of the semester. Any refund must then be applied first to the federal aid programs in the following prescribed order:

1. Federal Unsubsidized Stafford Loan
2. Federal Subsidized Stafford Loan
3. Federal PLUS Loan
4. Federal Perkins Loan
5. Federal Pell Grant
6. Federal Supplemental Educational Opportunity Grant
7. Other federal Title IV aid programs
8. Other federal sources of aid.

Any remaining refund will be then returned to other institutional, state or private student assistance that has been received. Any refund in excess of student aid will only be returned to the student after account balances in the Business Office have been paid.

If you are the recipient of federal Title IV student assistance but not a first-time student, a comparison of institutional refund policy (previously mentioned) and a federal methodology must be made and the policy giving the greatest refund to be applied to the federal aid programs is to be used. Again, refunds are applied first to the federal aid programs in the prescribed order. The federal methodology is as follows:

First day of classes -- 100% refund
Second day to 10% point of the term -- 90% refund
Between 10% and 25% point of the term -- 50% refund
Between 25% and 50% point of the term -- 25% refund
After 50% point of the term -- 0 refund

Generally speaking, the institutional refund policy provides a greater amount of refund to be applied to the Title IV aid programs. Specific examples of refund calculations are available upon request from the Financial Aid Office.

In the event that your financial aid exceeds the direct costs in the business office and you receive a cash credit balance, withdrawal will result in repayment of a portion of that credit balance. The portion to be repaid is determined by multiplying the cash payment by remaining weeks in the semester divided by total weeks in the semester.

Refunds for reduced load: If you find it necessary to drop a course during the semester, obtain a drop-add form from the Office of the Registrar. The completed form must be returned within seven days. If your student status changes from overload to full-time or from full-time to part-time, tuition refunds through the seventh week of the semester will be granted effective on the date that the drop-add form is returned to the Office of the Registrar. Dropping below full-time status may have an impact on the financial aid you are receiving.

Refunds for private lessons: Refunds will be granted based on the number of lessons taken. No refunds will be granted after five weeks. If financial aid was given to cover music lessons, it will be removed should the lessons be dropped

Appeals on refunds: Any questions or problems related to refunds should be directed to the controller, who is located in the Business Office.

Terms of statement: Until you make a complete settlement of the bill, refunds and payments due for work at the college are credited to the account and not paid in cash.


This page created and maintained by Office of Communications (daanders@cord.edu)
Date of last update: 7/8/97
Copyright © 1997 Concordia College, Moorhead, Minn. All Rights Reserved.