Financial Matters

How much does it cost to attend Concordia?
This question and many others are answered on the Concordia College Business Office website.

How much money should I bring to college?
There are books and other class supplies you will need to buy. The cost depends on which courses you take, but an estimated cost of books and education supplies is $900 per year. Paying for your books and other Bookstore supplies may be done in several ways. At the time of purchase, you may pay by cash, check, or credit card (MasterCard, Visa, American Express or Discover), or you may elect to use your Cobber Cash account or add the Bookstore charge to your tuition bill by presenting your Concordia ID at the checkout counter.

If you choose to charge your Bookstore purchases to your tuition account, you will then have the option to make payments in the Business Office by cash, check, or money order.

Copies of the return policy for the Bookstore are available in your Orientation folder or on the Cobber Bookstore Web site.
Your Cobber Cash account is a convenient and secure way to store money for purchases at the Bookstore, Dining Services locations, residence hall laundry facilities, copy machines in the library and many vending machines on campus.

Do I have to carry all my money around with me?
The college Business Office will cash checks up to $150 per day with your college ID card.

You may also deposit funds into your Cobber Cash account, a declining balance program accessed with your Concordia ID card. Deposits can made online or at the Dining Services Office, The Maize, Korn Krib and loading stations at various locations on campus. Cobber Cash may be used for any on-campus purchases.

Naturally, you may open an account at a local bank if you wish.

Can I get any financial help?
By now you have likely completed the FAFSA (Free Application for Federal Student Aid) for 2010-11 and have received an Award Letter. If you haven’t, it is not too late to do so. Remember to use the Concordia College code 002346.

You are required to complete the FAFSA to find out if you are eligible for any need-based gift assistance for college. Also, if you would like to take out any student loans, the FAFSA is your first step.

If you have completed a FAFSA but need additional financial aid because your family’s circumstances have changed since the last tax year, please call the Financial Aid Office to see if you are eligible to file an appeal. If there haven’t been any changes, you may wish to consider taking out additional loans. A variety of loans are available such as the Parent Direct PLUS loan (which your parents may take out) or private loans (which you may take out with a creditworthy co-signer). Read more about these loans.

You are also encouraged to work on campus. Job opportunities vary from a couple of hours on a one-time only basis to as many as 20 hours per week on a regular basis.  They will be hiring during Summer Orientation. Nearly half of our students work on campus.

Concordia matches congregational scholarships. If it is a Lutheran congregation, we will match up to $1,000 per year. For all others, it is up to $400 per year. You are encouraged to contact your pastor to see if your church is interested in participating. The deadline for notifying the Financial Aid Office is Aug. 15.

Contact Us
Financial Aid Office
Welcome Center
8 a.m.-4:30 p.m. Monday-Friday
(218) 299-3010

Information For:

current students
faculty and staff		 parents
alumni		 high school students
admitted students